Golden Protector - for individuals above age 40

	Golden Protector Overview It’s a yearly renewable Personal Accident Plan specially designed for those between 40 to 75 years of age*. It safeguards your family with up to $55,000 in a lump sum payment in the event of a fatal accident. It also provides disability payments and coverage of medical treatment including traditional Chinese treatments. All this from just $13.30*** a month.
	Key Benefits
		Guaranteed acceptance with no medical checkup required. And you can renew your policy up to the age of 85**.
		Up to $55,000 lump sum payment in the event of a fatal accident.
		Lump sum payment of up to $45,000 for loss of ability to perform any 3 Activities of Daily Living (washing, dressing, feeding, toileting, mobility and transferring) following an accidental injury
		Up to $25,000 cash payout to help you receive the best medical treatment
		Accidental medical reimbursement of up to $1,200 per accident, inclusive of reimbursement of up to $600 each year for expenses incurred at registered Chinese medicine physicians
		Daily cash benefit of up to $120 (for up to a maximum of 365 days) should you require hospitalisation due to an accident.
		24-Hour worldwide protection that also covers terrorism
		Affordable premiums from just $13.30*** a month, with a 25% discount on your spouse’s premium when you sign up for him/her as well.
	* All ages stipulated above refer to age at next birthday ** Benefits payable will be reduced by 50% for renewals on or above age of 81 years. *** Premiums exclude GST.

Medical reimbursement can be made for registered TCM (Traditional Chinese Medicine) too. For information, please email me here. I will add more information online when possible. Thanks!