Comprehensive Supplementary benefits
Unlike other similar hospitalization plans in the market, TotalShield is a highly comprehensive plan packed with supplementary benefits including Get Well Benefit, Ambulance Services and Emergency Outpatient Treatment.
Lifetime guaranteed renewability
Best of all, TotalShield comes with guaranteed lifetime renewability. This means that you can renew your policy, even if you have made claims against it.
Wide medical coverage
Unlike most hospitalization plans, TotalShield also covers areas such as pregnancy complications, congenital diseases, stem cell as well as organ transplants, and even confinement in community hospitals to help ease the financial distress of such medical problems.
Extra cash for ward downgrade
Get up to $250 for each day that you are admitted to a lower ward class than the ward class that you are entitled to.
Child and renewal discounts
To ensure that you enjoy the most comprehensive medical coverage year after year, we are extending a 5% discount every year from the second year onwards. If you wish to have your child covered as well, we will also take 10% off his or her first year policy premium.
Exclusive 20% premium discount
You will also enjoy a 20% premium discount as long as you are also covered under our SupremeHealth (As-Charged) Plan.
TotalShield Plus (Optional)
Full cover for ASEAN region
There is a growing trend for overseas postings to ASEAN countries, such as Malaysia and Thailand. TotalShield Plus gives you full cover should an unfortunate event occur when you’re in any of the ASEAN countries, whether you are out-stationed for work or for leisure.
Extra benefits for less premium especially for SupremeHealth (As-Charged) lives assured
Enjoy your SupremeHealth (As-Charged) coverage even if you are overseas. What’s more, as our loyal customer, you will enjoy an exclusive 20% discount!
Emergency Assistance Services
For Advance Plan policyholders, you can also benefit from the services of International SOS whenever you need medical advice or emergency medical assistance while you are overseas.
| Other-Benefits | ||
 |  | 24/7 Worldwide Coverage |
| | Attractive Suite of Hospitalization Benefits – Hospital Income Benefit, Cancer Treatment | |
| | Guaranteed Renewability till age 85 yrs next birthday | |
| | Enjoy a comprehensive inpatient and outpatient Cancer Treatment benefit, including medication and consultation | |
| | 10% first year discount for your children if you are covered under the plan | |
| 5% Renewal Discount regardless of your claims status | |
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