Saturday, December 27, 2008

What can Medisave cover (for your hospital expenses)

Medisave covers the following hospital expenses:
a. Daily ward charges
b. Doctor's fees
c. Surgical operations, including the use of operating theatres; and
d. In-patient charges for medical treatment, investigations, medicines, rehabilitative services, medical supplies, implants and prostheses introduced during surgery.
Medisave covers up to:
a.

$450 per day for daily hospital charges for hospital admission on or after 1 May 2007, or $400 per day for daily hospital charges for admission before 1 May 2007. This includes a maximum of $50 for doctor's daily attendance fees

b. A fixed limit per table of surgical operation as detail below:
Table of Surgical Procedures+ Medisave Limits Per Surgical Operation * (S$)
1A - 1C 150 - 250
2A - 2C 350 - 600
3A - 3C 800 - 1,200
4A - 4B 1,400 - 1,800
5A - 5C 2,000 - 2,400
6A - 6B 2,800 - 3,600
7A - 7C 4,000 - 5,000
+ Classification indicates the complexity of the procedure. For a list of procedures, please click on the above links.
* Includes surgeon, anaesthetist and facility fees
c. For approved day surgeries, Up to S$300 per day for daily hospital charges and a fixed limit per table of surgical operation for surgeries done on or after 1 May 2007.  Up to S$200 per day for daily hospital charges and a fixed limit per table of surgical operation for surgeries done before 1 May 2007.
d. For psychiatric treatment, Medisave can be used to cover up to $150 per day for the daily hospital charges including a maximum of $50 for the doctor's daily attendance fees, subject to a maximum of $5,000 a year for admission on or after 1 Jan 2007, or subject to a maximum of $3,500 a year for admission before 1 Jan 2007.
e. For approved community hospitals, Medisave can be used to cover up to $150 per day for the daily hospital charges, including a maximum of $30 for the doctor's daily attendance fees, subject to a maximum of $3,500 a year.
f. For approved convalescent hospitals, Medisave can be used to cover up to $50 a day for the daily hospital charges, including a maximum of $30 for the doctor's daily attendance fees, subject to a maximum of $3,000 a year.
g. For approved hospices, Medisave can be used to cover up to $160 per day for the daily hospital charges, including a maximum of $30 for the doctor's daily attendance fees.

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