What Medisave Uses and Limitations

Medisave

You can use Medisave to pay your hospital bill as well as that of your immediate family, i.e. your spouse, children, parents or grandparents. If you are using your Medisave for your grandparents, they must be Singapore Citizens or Permanent Residents. During admission, you should inform the Admitting staff that you wish to use your Medisave to pay. You should also bring along your NRIC/Passport or your CPF membership card. You will need to sign a 'Consent to Release Medisave/Medishield Information' form to enable the hospital to access the information via the CPF Board system. You will also need to sign a Medisave Authorisation Form authorising the CPF Board to deduct from your Medisave Account to pay for the hospital bill. You may use your Medisave to pay for the hospital bill of non-immediate family members (ie, brother, sister, uncle, aunty, in-laws, niece and nephew), provided that the patient: Is a Singapore citizen or a Permanent resident Does not have a Medisave account Has immediate family members who do not have Medisave accounts and cannot afford to pay the hospital bill Is staying in a B2 or C class ward Is a dependant of the Medisave account holder Medisave cannot be used for the followings: Outpatient consultation fees, tests and investigations Charges for medical reports Expenditure on equipment, devices and appliances such as wheelchairs Private expenditures such as telephone calls, faxes and personal laundry Hospitalisation charges if hospitalisation is less than 8 hours, with the exception of day surgery cases Ambulance fees Rental of sleeper units There is also a withdrawal limit for the use of Medisave for selected outpatient treatment, eg. renal dialysis, ACP, chemotherapy, radiotherapy. For inpatient: The maximum Medisave withdrawal limit is $450 per day for each day of hospitalisation. The withdrawal limit for surgical procedures ranges from $150 to $5,000 depending on the types of surgical procedure. For day surgery: The withdrawal limit is $300 for hospital charges, while the withdrawal limit for surgical procedure range from $150 to $5,000. For maternity: With effect from 1 August 2004, Medisave can be used to pay for the hospitalisation charges for the delivery of the first four children. For the fifth and subsequent child, parents will need to have a combined Medisave balance of at least S$15,000 at the time of delivery to be eligible.