Is Maid Insurance Compulsory?

Is Personal Accident Insurance Necessary?
Employers are required to purchase personal accident insurance coverage for the maid; the minimum sum insured is $10,000.

You are also responsible for the medical expenses of the maid:
As an Employer, you are required to bear the full cost of the medical care, including hospitalisation. It is recommended to have insurance coverage for hospitalisation expenses for your maid.


To learn more about maid insurance, click here

Free quotation for Personal Accident Plans

For free quotation, please fill up the coverage required using the form below, and fax to me at 6417-5522, Attention to "Melvin Lim" please. Thanks. I will revert to your request asap.

If there are any questions, feel free to check with me.

Singapore Divers, Diving Accident Insurance with SOS

Dear friends, personal accident plans are designed because no one can predict what the future holds. And it may be important to protect ourselves and loved ones from the consequences of an accident...its one way to shelter yourself and your loved ones from life's uncertainties.

In an unforeseen accident, the last thing an individual wants on the mind is financial commitments...but to concentrate on recovering....and above all, to have a peace of mind, knowing that a personal accident plan is in place.

Other than functioning as a Personal Accident plan, this plan also provides coverage for some sports that has a higher risk compared to others

Plan main features:

• Medical reimbursement, including treatment by chinese physicians
• Hospitalisation daily cash
  
• Evacuation and repatriation - SOS
• Exclusive 20% extra coverage for women
• Full benefits option for motor cyclist
• Extensive 24 hour worldwide protection with special terrorism coverage
• Coverage for death
• Major permanent disablement
• Other permanent disablement
• Total disability
• Partial disability

Section 1: Sports covered

• Winter sports or ice-hockey
• Horse riding or polo-playing
• Bicycle racing
• Canoeing, sailing or windsurfing

Section 2: Sports covered

• Mountaineering, rock-climbing, caving, pot-holing or hunting
• Hang-gliding, sky-diving or parachuting
• Scuba diving
• Boxing, wrestling or any martial arts activities,
• Military or police serving of a peace-time nature
• Please check with me if there are doubts or need more information.
• Email: Melvin.Lkw@gmail.com
  

For scuba diving, the Life Assured must is a registered member of a recognized national diving association or federation and is diving in accordance with the rules and regulations of that association or federations.

Important : This plan is not suitable if an individual engages in the sports/activities in a (1) professional capacity., (2) participates regularly in any hazardous activity or sports.

Application for Personal Accident Plan - AccCare Plus II

Application for Personal Accident Plan

1. Please send your enquiry/questions to melvin.lkw@gmail.com

Please include the following details:

1. Your desired coverage, and specific requirements (e.g. daily hospitalisation allowance, max is $300). Feel free to check with me if you are not sure.
2. Name, Mr/Ms/Mrs/Mdm/Doc
3. Company/Occupation
4. Contact details

All information will be kept and dealt in strict confidence.

Personal Accident Plan - AccCare Plus II

Personal Accident (PA) plans maybe overlooked during financial planning. Although Personal Accident plans form a small portion of the entire risk management portfolio, it is recommended to be included, as it's coverage includes total and partial disability. Normal insurance plans only provides coverage for TPD (Total Permanent Disability)

AccidentCare Plus II also covers hazardous activities/sports
Mishaps that occur during hazardous activities like mountaineering, scuba-diving, parachuting, martial arts, motorcycling or military or policy service of a peace-time nature, are eligible for claims at up to 50% of the state benefit payment. ** However, no benefits will be payable if losses occurred while engaging the activities in a professional capacity

Below is a brief intro of the Personal Accident Plan

AccidentCare Plus II

Overview
Protect yourself and your family from the financial burden of a sudden accident with Great Eastern Life’s yearly renewable personal accident insurance policy, AccidentCare Plus II.

This flexible policy allows you to tailor your coverage and premiums according to your budget and needs, and also provides 20% more coverage exclusively for women.

AccidentCare Plus II is available to anyone between the ages of 17 and 65, as well as to your children between the ages of 1 and 16.

Key-Benefits
		The freedom to mix and match the types of benefits and level of coverage
		Substantial payouts of up to 150% of the Capital Sum Insured for major permanent disablement depending on severity of loss
		Weekly disability benefit for up to 104 weeks if you’re unable to work
		Medical and hospitalisation benefits including daily hospital cash benefits for up to 180 days
		24-hour worldwide protection
		Terrorism coverage for death and total & permanent disablement.
		20% more coverage for death, permanent disablement and hospitalisation benefit at no extra cost for women

The premium you pay depends on the Occupational Class you fall under:

Class I Persons engaged in professional, managerial, administrative, clerical and non-manual occupations in general Class II Persons engaged in work of a supervisory nature and others not in Class I whose duties do not involve use of tools and machinery or are exposed to special hazards. Persons engaged in work involving substantial amount of traveling, e.g. salesmen. Class III Persons engaged in manual work not of particularly hazardous nature but involving the use of tools and machinery. Class IV Persons engaged in manual work involving the use of tools and machinery of a hazardous nature, e.g. welders. Note: This classification is for reference only. The exact Occupational Class will be determined by the Company.

For free quotation, please fill up the coverage required using the form below, and fax to me at 6417-5522, Attention to "Melvin Lim" please. Thanks. I will revert to your request asap.