Pre-requisites for hiring Singapore Maids (latest in Jan-2010)

A Foreign Domestic Worker (FDW) can enter Singapore only after the following have been obtained/prepared:

 

1) In-Principle Approval Letter

 

• Issued by the Work Pass Division (WPD)
• A Letter of Notification to bring the FDW into Singapore will be issued for first-time FDWs instead of an In-Principle Approval Letter

2) Personal Accident Insurance

 

• With a minimum coverage of $40,000

3) Security Deposit of $5,000

 

• In the form of Banker's/Insurance Guarantee - recommended to have!
  

The Personal Accident Insurance and Banker's/Insurance Guarantee can be purchased at any bank/insurance company.

 

The bank/insurance company will provide WPD with the Guarantee details electronically. Thus, there is no need for you to personally submit the Guarantee details at this point.

 

The Security bond must be successfully transmitted before the FDW arrives in Singapore. Otherwise, the FDW will be refused entry and the cost of custody/care and repatriation may be recovered from the employer.

 

You may check if the Security bond has been transmitted successfully via the WP Online Service (click under 'Enquire > Security Bond Status'). You may do so after the lapse of one working day from the transmission by your bank/insurance company.

 

In urgent cases, you may check with the bank/insurance company on whether the Guarantee details have been transmitted successfully to WPD. If so, you can bring in the FDW.

 

4) Medical Insurance

 

For medical insurance policies taken up or renewed on/or after 1 Jan 2010, the insurance coverage must be at least $15,000 per year for the worker's inpatient care and day surgery during her stay in Singapore.

 

OAC Maid Supreme

Overview
Employing a domestic maid often incurs a host of expenses including a security deposit to the Controller of Immigration, levies and medical expenses should your maid be injured or hospitalized. OAC Maid Supreme can take care of all that for you for as little as 25 cents a day.

Key Benefits
OAC Maid Supreme is an all-in-one insurance package that provides protection for the following covers:

• Personal Accident cover for your maid 24 hours round-the-clock.
• Medical expenses incurred when your maid is hospitalized.
• Hospital & Surgical expenses in the event of your maid’s accident, disease or sickness.
• Wages compensation & levy reimbursement while your maid is in hospital.
• Domestic Maid’s Liability cover should your maid caused accidental bodily injury or damage caused to a third party.
• Expenses Defrayment Benefit of a daily cash allowance in the event of your accidental death.
• The loss or damage to the Domestic Maid’s Belongings due to fire and related perils.
• Termination Expenses incurred when your maid becomes medically unfit to continue working.
• Repatriation costs in the event of your maid’s death or permanent disability.
• Recuperation allowance when your maid is hospitalized for at least 5 days.
• Insurance Guarantee & Reimbursement of Indemnity Paid to Insurer for the security bond.

Click here to send email us for questions or a brochure.

[will open your default email application]

Is Maid Insurance Compulsory?

Is Personal Accident Insurance Necessary?
Employers are required to purchase personal accident insurance coverage for the maid; the minimum sum insured is $10,000.

You are also responsible for the medical expenses of the maid:
As an Employer, you are required to bear the full cost of the medical care, including hospitalisation. It is recommended to have insurance coverage for hospitalisation expenses for your maid.


To learn more about maid insurance, click here